information on how to insure your car from the site www.guidaassicurazioni.it
THEclassic car insurance it's a special one Car Insurance dedicated to cars over 20 years old that are registered in one of the official registers or in one of the affiliated clubs. More and more drivers are turning their vintage cars into a passion. Sometimes, however, that of vintage vehicles can be a somewhat expensive passion, not exactly within everyone's budget. For this reason, people try to save at least on insurance.
Many companies of insurance they do not only offer a simple RC auto policy for classic cars but also additional insurance such as fire, theft or accidents to the driver. For classic cars there are various advantages that range from a fixed merit class to exemption from paying the stamp duty (but only for some regions), or others.
For example, Toro Insurance reduces the premium by 30% for vehicles registered with ASI, the Italian Historic Automobile Club, while Genertel Insurance reduces it by 45%. Others, like Sara, offer the possibility of free driving even for people other than the owner, or the garage formula, which provides reduced costs for those who have an entire collection of vintage cars.
For those who do not have a passion for vintage cars but simply own a car that is more than 20 years old and have decided to take advantage of these benefits, they are free to do so, taking into account that a vehicle, to be considered historic in all respects, must meet certain characteristics. That is, it must conform to the original, in good condition, and in possession of a certificate of historicity.
The city of Italy with the car insurance the cheapest is Aosta, while the most expensive are in Naples. This is what emerges from the monthly magazine's "Red Book of Insurance" Four wheels, which like every year has analyzed the insurance rates of all the Italian regions by comparing the most typical profiles of motorists.
According to the 2009 edition, Aosta was found to be the most convenient with an average car insurance premium of no more than 539 Euros, while Campania was once again in last place, with Naples having an average of 1.522 Euros and Caserta boasting the sad record of 6.376 Euros for a policy for a 24-year-old with a 1900 turbodiesel MPV.
The difference between North and South in the field of both online and traditional insurance is now known to everyone. A driver who resides in Campania, even if honest and virtuous, under the same conditions will pay a higher insurance premium than a driver from the North. It can be deduced that the real convenience lies in the city of residence and that the economic insurances are found north of Rome.
The reasons for this inequality are to be found in the widespread insurance scams that concern the South, and the Campania area in particular. Scams that lead to an inevitable increase in insurance premiums and a disadvantage for southern drivers compared to those in the North. This fact pushes many to try to save where possible, perhaps choosing economic insurance customizable via internet or telephone car insurance, an increasingly widespread phenomenon as confirmed by the Quattroruote report.
